Banks’ deposits increase by 14% YoY to Rs39tr in July
The total deposits held by scheduled banks have moved up by 13.93% YoY to Rs39.05 trillion in July 2026 compared to Rs34.28tr in July 2025. According to data released by the SBP, Banks' deposits have edged lower by -4.48% MoM, compared to Rs40.89tr in June 2026. Total advances increased by 8.98% to Rs14.46tr compared to Rs13.27tr from a year ago. On a monthly basis, advances decreased by -5.3% from their value of Rs15.27tr in June 2026. Advances to Deposit Ratio (ADR) stood at 37.04% showing a decrease of 168 bps on a yearly basis, while showing a decrease of 32 bps on a monthly basis.